Uncategorized Archive

How to Reduce Your Costs Regarding Automotive Sales

I have personally been in the automotive industry for many years and have witnessed the constant changes which are happening when it come to automotive sales. There are constantly changes being made to financing methods, marketing strategies and pricing structures which could easily cost someone who is not aware of their rights a whole lot of money.When it comes to automotive sales, the dealers and big business as a whole are spending billions in order to be able to make their sales as profitable as possible and believe me when I tell you they are doing a really good job of it, every year they are able to increase their profits, no matter what condition the automotive sales market is in.The fact of the matter is that no matter how bad they claim the market condition may be, automotive sales are designed so that there is enough profit to carry them through the hard times. The way by which they are able to do this is by making all sorts of schemes and plans available in order to secure automotive sales even in troubled financial times.They do this by means of offering the buyer options such as residual payments, balloon payments, no deposit purchases and any number of other options. At the end of the day, the more incredibly easy the plan or offer might seem, chances are the more money the dealers and banks will be making with these types of automotive sales.The only way you can reduce your cost and unnecessary expenses when it come to automotive sales is to take the time and put in the effort in order to understand the financial impact which many of these options will have on your life. Get a better understanding of ways by which you can pay the least and get the most, invest in yourself, before you invest in a vehicle.

Kitchen Improvements – A Puzzle Solved

I know from counseling couples that remodeling can be stressful. Specially the kitchen. A couple has to balance taste, cost and functionality and do it by choosing from different views, designs and options. Then there are friends, relatives, other homes the couple has seen, guide books, internet, TV shows…..the availability of options is mind boggling. No wonder a lot of couples end up stressed, conflicted, adversarial and utterly confused.Here are some basic rules to avoid all that.1. Start with a base design and modify it as you decide on options, spacing etc. At no time should the design reflect anything other than your style and personality; add to it but make sure, that addition reflects your style and your taste. Listen to your friends, designers, experts, neighbors, relatives—but plan should reflect you and your spouse. For example, stay away from top of the line over-priced appliances and gadgets—expert s will tell you it increases “resale” value. That is inaccurate and I am talking from experience of owning and selling a number of homes. What sells a kitchen is its access and design—not the furnishings and appliances. Yes, they should be elegant and not look cheap and short-lived but no need to pay a huge premium for some European or designer name. It is doubtful it can mask a badly designed kitchen so that is the beginning and end of your quest. If you ignore it, you will regret it and in the meantime, you will have spent a lot of money and not necessarily made your kitchen accessible, friendly and warm or added any real value.2. Settle the model between you as a couple. You are the one that will have to live with it—the advice givers and the TV experts will be long gone. Make sure3. Do prepare a budget and stick to it.4. Begin with a basic list and add to it only for a defined and agreed purpose.5. Remember, shop wisely, but do not skimp or be penny wise and pound foolish. Kitchen is a long term investment. Remodel it and furnish it with items of lasting quality.6. You will most likely grow into your kitchen, so keep an eye for the long term. If you lived in the home for the next five years, would you still love your kitchen?7. Do get the opinion of the ones who are likely to visit your home the most–nearest relatives, children, in-laws and friends.8. Do not just listen to the advice. Question it–get behind it. For example if your friend says you should only buy a particular brand, ask them why? Do they have experience with that and other brand and why are they preferring one over the other? What is wrong with a competing brand. Maybe they are foisting their personal choice upon you. Maybe they are snobbish–both are wrong reasons to choose a particular brand.9. Prepare a “Must Have” and a “Nice to have” lists. This will help you stay within budget.10. Not a good idea to use porous material or wood in the Kitchen. Marble or high grade granite brings richness and warmth.11. To point number 5, do leave some room for expansion, if you can, in the kitchen. For example, do not buy cabinets that go to the ceiling–maybe you will want to add storage later on.GOOD LUCK.

How to Earn Money by Answering Paid Surveys

Nowadays that the economy has become very unstable and unpredictable, more and more people are looking for ways on how they can earn more money. A lot of people look for jobs online because these jobs are very flexible and can be done right from the comforts of their homes. While some jobs might be hard to do, there are some jobs which are easy enough that you can do on a daily basis without taking too much of your time and without putting added pressure or stress that already comes from 9 to 5 jobs including answering online paid surveys. Answering surveys for money is relatively easy. All you need to do is to find legitimate paid survey sites to ensure that you will be paid in exchange for your hard work. If you are one of those people looking for ways to earn extra income online, listed below are the details on how these paid survey sites work.
Simple process. The process of applying to paid survey sites is comparatively easy. The tricky part might be finding a legitimate site, but once you have, all you need to do is to sign up and complete a member profile. They will use your profile to look for surveys that they think you can best answer. Once they find a survey that matches your profile, they will send you an email including an attachment which contains the survey. They should include an estimate of how long the survey you should take to complete it, explain how you will be compensated if they accept your application and provide a link to the survey. Typically, surveys last up to 15 to 20 minutes.
Payment for surveys. Rates per survey hugely vary from site to site and from the surveys sites ask you to answer. Most paid survey sites are capable of paying in cash that ranges from about $1 to $50 per survey. Your cash compensation will mainly depend on the type of survey they provide and on how you answer the survey. Other sites give points that can be redeemed in exchange for prices while some offer sweepstake entries. These three are among of the most common ways paid survey sites pay their employees but some also answer in exchange for new products to try.
How to find a legitimate paid survey site. When you search paid survey sites on the Internet, you will see that there are a lot of listings available. While there are indeed a lot of reputable survey sites found on the web, there are also a lot of illegitimate sites that people need to be aware of. These illegitimate sites are mainly created with the intent to lure people in providing their information and then using the information for their own deceitful purposes. Thus, while looking for one, you need to take your time and research about the company to make sure that you do not become a victim of these scam sites. Always keep in mind that a legitimate paid survey site will never require you to pay a membership or application fee and will never guarantee a fixed income. Moreover, avoid survey sites that do not clearly explain how you will be compensated, that ask for unnecessary information such as your social security card number, credit card number and bank details, which have no privacy policy and those which sell member information to third parties.
Where to find reputable survey companies. As mentioned earlier, while a simple web search will show you a list of opportunities, there is a chance that you might fall for a not-so-reputable company if you do not take the time to research and conduct a background check. To make sure that you are giving your information to trustworthy and reputable companies, take the time to research about them on forums. Getting involved in forums will give you an idea on what companies are worth looking into and on what companies are nothing but scams.
How to earn a lot in answering surveys. Answering paid surveys might not seem to be a lot of money especially if you only apply to a single survey site. To maximize your earnings, apply to different survey sites so that your chances of getting surveys are higher. Moreover, make sure that you respond to survey invitations immediately and that you update your profile regularly so that companies have a clear idea on which surveys you qualify for.Having a part-time job might be a daunting idea to some because of the added stress and reduced free time. However, with a job such as this, which allows you to work on your own pace and on your own time, you are assured of earning extra money while spending time at home. Sign up to paid survey sites and get paid to take surveys now.

Make Money Online – Failed?

I was analyzing why people trying to make money online fail. Where do they go wrong in their venture of making money online?First of all what misleads most of the people is the BIG myth that “it is easy to make money online. You can do it overnight. You can make money online with just a few clicks. You can make money online $$$$ while you sleep.”There are a lot of full time on job people who start out thinking it is an easy option that they can work at with minimal effort along with their jobs. And make money online while they SLEEP. Well success and money never come easy be it offline or online. I would add though that making money online is easier and less risk prone, less investment compared to making money offline. BUT it involves a whole lot of effort, specially when you are a beginner and there’s a learning curve ahead.A second myth that misleads people is that you can earn money online fast. So people set out, put in some effort and look forward to quick results and big bucks. But when they do not see quick results, they are demoralized /frustrated/lose faith in their ideas and online venture. It is important to note that a website does not start drawing traffic immediately – it take time for the traffic to grow or rather to be made to grow. Your ideas may not yield instant results. Some of them may not work but you need not stop experimenting if you want to make money online. Want to make money online – then learn this virtue: Patience pays.A third reason why people trying to make money online fail is information. Information is a cause in one or more of the following waysMisinformation: If you read up any of these make money online related forums you would see the most viewed/answered threads are those which talk of ‘Make money online $$$ in 15 minutes’, ‘Tried ways of earning $$$$ in a week’. People swarm to such posts and are mislead. I am not saying these forums are full of junk, there is a wealth of information out there on how to make money online. But you need to filter out misinformation , you need understand that there are no shortcuts to making money online.Overload of information: There is so much information out there on the net about how to make money online that people are bogged down, flooded with ideas. So many ideas that they never end up executing any of them consistently and with focus. They jump from idea to idea without planning a course of action and focussing on it.Can they make money online? Well, NO. You need to have focus and planning before execution.Less information – There is this other category of people who jump to execution with limited information and planning. They need to build knowledge, something that no one should ever stop building be it about making money online or any other occupation. Keep yourself updated on information, learn from people, forums, subscriptions, newsletters, books.A fourth reason why people fail to make money online is not being able to take risk, not being able to experiment. You cannot learn till you go all out experimenting and taking risks. Chances are that some of your experiments would fail but unless you experiment you would never learn what ideas work for you to make money online. And there is no one out there sitting to share the tricks of their trade with you. People may guide you about how to make money online but you need to take the risk of experimentation.Are you trying to make money online? Do you identify yourself with any of the above?
Then pull yourself up, plan your course of action than just sitting back and tracking your statistics everyday. Stick to it and have patience to see results. If you persevere you sure can make money online. Start afresh NOW! All the best!

Is it Safe to Use Online Car Finance?

Online car finance is convenient. You can apply over the net and shop around for a good deal from the comfort of your home.But with the rise of scams on the net there are precautions you should take to make sure you are not being ripped off.Car Finance Safety Tips1) If you are in an english speaking country, the website you are dealing with should be in english. If the English is poor it could be a scam site.2) Only deal with companies that publish full contact details on their site, such as phone numbers, preferably one in your country. Also they should maintain a physical office and also publish that on the web. A reputable company will have an office.3) They should be listed in the phone directory as well, either the yellow or white pages.4) No bank or finance company will ever send you an email asking for your passwords or account details.5) Check a number of companies out before you make your decision. Compare the rates. Read all the terms and conditions.6) E-loan and Capital One are two safe online finance companies and have passed all these checks from my research.7) I recently reviewed an offer from a finance company that looked like it was from Russia, who didn’t even have a phone number. They had all manner of explanations but it is simply not good enough. So go with professional companies. Remember, there is no such thing as something for nothingRemember to seek competent advice from a professional such as accountant before making financial decisions.

Who’s Financing Inventory and Using Purchase Order Finance (P O Finance)? Your Competitors!

It’s time. We’re talking about purchase order finance in Canada, how P O finance works, and how financing inventory and contracts under those purchase orders really works in Canada. And yes, as we said, its time… to get creative with your financing challenges, and we’ll demonstrate how.And as a starter, being second never really counts, so Canadian business needs to be aware that your competitors are utilizing creative financing and inventory options for the growth and sales and profits, so why shouldn’t your firm?Canadian business owners and financial managers know that you can have all the new orders and contracts in the world, but if you can’t finance them properly then you’re generally fighting a losing battle to your competitors.The reason purchase order financing is rising in popularity generally stems from the fact that traditional financing via Canadian banks for inventory and purchase orders is exceptionally, in our opinion, difficult to finance. Where the banks say no is where purchase order financing begins!It’s important for us to clarify to clients that P O finance is a general concept that might in fact include the financing of the order or contract, the inventory that might be required to fulfill the contract, and the receivable that is generated out of that sale. So it’s clearly an all encompassing strategy.The additional beauty of P O finance is simply that it gets creative, unlike many traditional types of financing that are routine and formulaic.It’s all about sitting down with your P O financing partner and discussing how unique your particular needs are. Typically when we sit down with clients this type of financing revolves around the requirements of the supplier, as well as your firm’s customer, and how both of these requirements can be met with timelines and financial guidelines that make sense for all parties.The key elements of a successful P O finance transaction are a solid non cancelable order, a qualified customer from a credit worth perspective, and specific identification around who pays who and when. It’s as simple as that.So how does all this work, asks our clients.Lets keep it simple so we can clearly demonstrate the power of this type of financing. Your firm receives an order. The P O financing firm pays your supplier via a cash or letter of credit – with your firm then receiving the goods and fulfilling the order and contract. The P O finance firm takes title to the rights in the purchase order, the inventory they have purchased on your behalf, and the receivable that is generated out of the sale. It’s as simple as that. When you customer pays per the terms of your contract with them the transaction is closed and the purchase order finance firm is paid in full, less their financing charge which is typically in the 2.5-3% per month range in Canada.In certain cases financing inventory can be arranged purely on a separate basis, but as we have noted, the total sale cycle often relies on the order, the inventory and the receivable being collateralized to make this financing work.Speak to a credible, trusted and experienced Canadian business financing advisor as to how this type of financing can benefit your firm.

There is an excessive amount of traffic coming from your Region.


Online Casino Games Galore!

Casinos are a place where in you can feature the highest quality gambling activities and its emergence has made online casinos a very realistic term. Now you can feature high quality casino games by just sitting in the comfort zone of your home. These online games are many a times known as virtual casino games or internet casino games. It is basically the internet version of a traditional casino for which you have to go to a proper destination. Generally, these casinos are placed in 5 or 7 star hotels, restaurants and on various other tourist destinations including the star cruises. However, the quality you tend to get at such places is stupendous as compared to other land based casinos. Moreover, in order to play such online casino games you need to download well decoded software. Various online companies generally, lease or purchase such high quality software. Some of the most commonly used best quality gambling software is: Realtime gaming, Microgaming, and Playtech etc. This kind of software used for online casino games are not complete in itself as they have to make use of random number generators thus; ensuring that the numbers, cards or dice should appear randomly to a person playing an online casino game.Today, there are thousands of online casino games available and the next time when you want to indulge yourself in any gambling activity then online casino games are at your service. Basically, there are various categories for online casinos and can be categorized in 3 types. They are: web-based casinos, download-based casinos, and live casinos. In the first type the user can play all sorts of online casino games without downloading the software to his system whereas, for the next one to be functional you need to download the right software and this type generally, runs faster than any other one. However, playing casino games in a live casino by just sitting on your computer is a more interesting option. It allows the player to interact with the real world casino environment. A player can also interact with live dealers there.As far as the online casino games are concerned there are thousands of games available including: Baccarat, Blackjack, Roulette, online Poker, online Slot Machines and Craps etc. These are some of the most popular games played in online casinos worldwide. Moreover, some of these casino games are free whereas, for some of them you might have to shell out money from your pocket. There are even practice games for the beginners as well.Now let’s talk about some of the online games in detail. The most popular of all is the Roulette. This game is widely played in every casino around the globe however; before getting yourself involved in any of such games, make sure that you are clear about the guidelines and rules followed while playing that game. Such rules have to be followed sternly especially, if you playing a casino game online. In the game of Roulette a person may choose to play bets on any of the numbers or on a range of numbers. However, there are two types of bets in this game. One is the inside bet and the other one is the outside bet. However, the payout odds for each type are specifically based on its probability. There are different betting strategies and tactics for each and every game. For this we have a Martingale betting strategy. In this the player has to double the bet after every loss. This is not the successful bet whereas, the other one stands for Fibonacci sequence. In this particular strategy, bets are calculated according to the Fibonacci sequence. There are various mechanical strategies as well.Another popular game played on several online casinos is the Online Poker. It is actually played on the internet and this has greatly increased the poker players worldwide. This game is legal and regulated in many countries but, if we look it from the legality point of view then it may differ from other online casino games. The revenue generated from this game is mainly from four different methods. The first is the rake. It is collected from most of the real money cash games. Another one is the pre-schedule multi-table tournaments. Third is that some online poker sites games like blackjack are also offered where the player plays for the real money. Last but not the least almost all online poker sites invest the money that players deposit. In this game incentives are also given to the player in the form of bonus. They are given if certain number of raked hands has already been played. The online rooms especially, for this game operate through a separate piece of software. The most common one is the cross-platform.Another interesting online casino game is the slot machine. There are traditional slot machines consisting of three or more reels and are regularly operated with coins. This game usually involves matching symbols either on mechanical reels or on video screens. Many different slot machines are available worldwide. Some of them are popular video poker machines and are multi-line slots. However, the method of calculating the payouts varies in every machine. In recent years multi-denomination slot machines have been introduced. This machine automatically calculates the number of credits as per the player’s selection.In this era of online casino games flash casino games are also becoming very popular. These are the games created from the Flash technology. Sometimes, these games are also termed as no download games and are much better than the other traditional games. With the assistance of this technology no downloading of software is required in any system. These online casino games have been constantly providing an exciting form of entertainment that enables the players to enjoy great casino games without going to any of the land-based casinos. This innovation of online casinos has made the casino games accessible to people worldwide and have made very easy for you as it is just right away at your fingertips.

How to Manage Managers and Lead Leaders

In a small business, the business leader may only be in charge of a small number of people, all of whom they directly manage. However, as a business becomes successful and expands, with more staff joining the ranks, the business leader might have to employ managers or team leaders to take care of its employees, creating a hierarchy or pyramid structure containing a number of branches or channels. This will inevitably mean that the business leader is then in charge of managing the management team, who are in turn responsible for managing the other employees.While there are obvious benefits to this approach, with a business leader focusing priorities in other areas while managers organise the work and staff, it is important that an element of control, trust and responsibility are exercised by those managers to delegate tasks effectively. While managing staff might be one thing, managing managers is a different game entirely.So what is the best approach to adopt when supervising a management team? Here is a list of methods detailing how to manage managers most effectively:Set clear short and long-term goals: It may sound obvious, but it is imperative that managers know what they are working towards. Be sure to set clear short-term (monthly) as well as long-term (yearly) goals, which are realistic and achievable. If they have failed to meet their targets when expectations were clearly laid out and agreed upon, then they can be held accountable; however, if no clear path has been previously laid out, it is fair to say that their leader is to blame.Do not make plans without consulting them: A manager in a department may have been employed for a particular reason, for example their skill set or knowledge on a certain topic, so imagine their frustration if a decision is made by somebody higher up in the chain of command – particularly if it is an incorrect decision – without checking with them first or asking for their opinion. When working on a business-wide plan which will affect certain managers, be sure to include them. If anything, it should help improve the plan, but also the manager will feel involved.Do not micromanage: A sin of the small business owner who has had to expand. Managers at the top of the chain should not micromanage every nitty-gritty detail of their management team. Managing their staff directly – without going through the manager – should also be avoided, as it could confuse workloads and mess with a manager’s plans. It may be hard for someone who used to control everything, but business owners should understand that managers should be given space to make their own decisions, with influence and guidance, instead of being told exactly how they should manage.Listen to your managers: Managers will not only need guidance and assistance but may also come up with ideas within their own department which may influence other areas on a business-wide scale. Listen to their concerns, listen to their suggestions. A leader who does not listen to his or her managers will never be able to manage effectively, especially if they are too nervous to speak up.Keep an eye on your managers’ staff: Without micromanaging (see above), it is still important to observe a team or department’s progress. Do employees seem unenthusiastic? Are they unhappy? Is there high absenteeism or a high turnover of staff? These could be signs of a bad manager who is upsetting their staff, which could affect workloads, productivity and deadlines.Treat each manager differently: At the end of the day, all people are different, so no two managers will be identical, even if they appear to be similar in the ways they operate. Being able to understand managers and tailor approaches specific to them should be regarded as one of the most effective ways to get the most out of them, which will then disperse into their team or department.

Case Study: How to Significantly Cut Drawdowns Using Market Internals

In 2014, I spent about 6 months in a row with this unique traders tool called Market Internals, exploring its possibilities every single day, searching for new and creative implementation ideas for my own automated trading systems (ATSs). With a real obsession with this concept, I finally found almost 40 new ideas (mostly my own proprietary ideas) on how to squeeze the most out of this great tool, and slowly started implementing many of them into my own trading – with great success.I truly believe that Market Internals can give a trader a small, unfair advantage – if thoroughly thought out and implemented well, especially in new, creative ways. Therefore, in this article, I would like to give you a very brief introduction into the Market Internals world, together with an example of one of my private Market Internals filters – to show you, how dramatic the impact of Market Internals deployment can be – in a favorable way.Introduction: What are Market Internals (MI)We all know how hard it is to find a new, viable trading edge. We are also aware that the scope of our possibilities is quite narrow: It doesn’t really matter what trading indicators or other tools of technical analysis we use – most of the time they all use the same source of data anyway. This data consists of Open, High, Low and Close values of the bars in our trading chart, and whatever trading indicator we use, we basically use only a slightly different interpretation of the same O-H-L-C values.So, if we really want to go a step further and implement a broader view for our trading decisions (trading entry/exit conditions), we have to start investigating outside of the O-H-L-C values. We can, for example, implement information like Volume or Open Interest to our trading entry/exit conditions, which is not a bad idea at all, and many of my ATSs use O-H-L-C values together with Volume effectively.However, we can still go a step further.We can do something that many traders have no idea they can even do: We can start making our trading (entry/exit) decisions based not only on the data coming from the underlying market but also on taking into consideration the market (its overall direction, quality, strength and overall “mood”) as a whole!Just imagine:Wouldn’t it be fantastic to know where the stock market as a whole is heading, before we enter a position in our emini S&P strategy?And that is exactly what Market Internals are about: The ability to read the market as a whole and effectively incorporate this much broader view into our trading decisions.Market Internals: A quick introductionSo what exactly are Market Internals? Where do they come from?It’s very simple: Market Internals are information about the overall stock market, provided by the stock exchanges (NYSE, AMEX), usually in the form of a standalone data feed.And this data feed instantly provides us with real-time information about the overall stock market situation.Using Market Internals we can immediately, in real-time, start receiving information like, for example:

How many stocks from the Dow Jones Index have just moved up and how many down?

Is the volume of all rising stocks from the Dow Jones index higher or lower than the volume of all falling ones?
Or even:

How do ALL stocks move in the entire NYSE? Are most of them rising or falling?

How many stocks have a price that hasn’t changed?

What is the direction of the majority of the volume? Up or down?

Do the 30 stocks in the Dow Jones index correspond with the rest of the market, or does the Dow Jones index now live its own life?
As you can see, there is plenty of information that can be obtained through this standalone data feed about the stock market as a whole (and later on, to be used in our strategies).All this information can be split into several different categories, and every category has its own meaning and preferred method of implementation. However, because the space for this article is very limited, and the subject of Market Internals could give more than a dozen articles like this, I am going to focus only on one Market Internals category, one of my most favorite, the MI pair UVOL-DVOL.Market Internals: UVOL-DVOLThis category of MI simply consists of two separate data feeds provided from the exchange:$UVOL monitors the total volume of all rising stocks on the exchange.$DVOL monitors the total volume of all falling stocks on the exchange.By using these data feeds (often called MI indicators), we can monitor the volume on one side or the other, so we can get a better idea where the volume is moving to, i.e. which side is stronger. This is, of course, a very powerful view on the market that can provide us lots of important information (if we know how to use it).From a practical means, we usually add two different data symbols into our chart (data2 and data3) to start using UVOL-DVOL pair for our trading.Then we can start using these MI indicators as additional, or even leading filters (or as I usually call them – “Super Filters”) for our existing systems – with the goal to improve them significantly.Let’s have a look at such a condition in practice. I am going to reveal one of my proprietary UVOL-DVOL MI conditions, which I use as a filter for many of my breakout index or stock strategies (MI can only be implemented on indexes or stocks of futures indexes).UVOL-DVOL as a filter for significant improvementTo demonstrate the effect that Market Internals can have, I have decided to use the most simple condition that I could think of – a primitive breakout condition high=highest(h,N1). I haven’t done any optimization of the N1 parameter, nor have slippage and commission been included in the results shown below – the purpose of this article is not to present a functional breakout trading system but to demonstrate that Market Internals can be applied to even the most basic systems and get immediate, and very often dramatic, improvements. For the N1 parameter, I have used the first number that came to my mind, number 20.Here is the basic code that I will use to demonstrate the impact of the Market Internals “Super Filter”. The test will be completed on the EMD.D market, 15 minute timeframe, from 3/22/2006 – 3/21/2016:If high = highest(h,20) then buy this bar at close;setstoploss(600);setexitonclose;Here are the results:Net Profit: $79,440Profit factor: 1.17Avg. Trade: $36.52Max Drawdown (close to close): $12,650Net Profit / Max DD: 6.28Number of trades: 2175Now let’s move to the implementation of a very simple Market Internals condition that is based on the following rules:

Calculate the difference between UVOL and DVOL,

Calculate a 30 bar simple moving average of this difference,

If the UVOL-DVOL difference is above the moving average of the UVOL-DVOL difference AND high = highest(h,20), a Long position is opened,

The position is closed by the end of the day or when the 600 USD stop-loss is hit.
In a moment, I will show you the outcome of the application of this code to the original system. But first, I need to mention that I have used several small add-ons, like for example, taking into consideration the zero line of the UVOL-DVOL difference to cancel the “Super Filter” in certain situations – all of this is included in the code and the workspace that you can download at the end of this article. Yet the basic idea is exactly as I have described it – to work with the UVOL-DVOL difference and with the moving average of this difference.Let’s take a look at the results after application of the Market Internals “Super filter”. First, the performance report:Net Profit: $76,000Profit factor: 1.38Avg. Trade: $63.81Max Drawdown (close to close): $7,790Net Profit / Max DD: 9.76Number of trades: 1191And finally, the comparison table showing the results before and after the application of the Market Internals based “Super Filter”.Metric / Before MI / After MI / ImprovementNet Profit / 79,440 / 76,000 / -4.3%Profit Factor / 1.17 / 1.38 / +17.9%Avg. Trade / 36.52 / 63.81 / +74.7%Max DD (C-to-C) / 12,650 / 7,790 / -36.8%Net Profit Max DD / 6.28 / 9.76 / +55.4%Trades / 2175 / 1191 / -45.2%I believe that the numbers speak for themselves – maximum drawdown has improved by almost 40% (36.8%), Average trade by +74.8%, and the Net Profit to Maximum DD ratio by +55.4%. All really great improvements, and I see similar improvements of Market Internals very often.ConclusionI have been using Market Internals for my own trading since 2014.Here is what I have generally achieved by implementing them into my own trading strategies:

Reduce max. Drawdown

Improve Avg. Trade

Improve Net Profit / Max DD ratio

Smoother equity curve

Overall improvement of portfolio performance

Getting additional psychological confidence by knowing that I only trade in highly favorable market conditions.
I was really surprised that Market Internals are used by so few traders, yet, when I present them the Market Internals possibilities, they usually get quite excited and implement it to their own trading systems with instant positive impact.This is exactly the reason why I like them and encourage all traders to investigate them further.